About Us
Smarter Payments. Built for Your Business.
LinearPay was created to simplify the way businesses accept payments — and to help them keep more of what they earn.
With decades of combined experience in the payments industry, we’ve seen firsthand how confusing, expensive, and outdated traditional processing models can be. LinearPay exists to change that. Our mission is straightforward: deliver transparent, modern payment solutions that are easy to understand, easy to use, and built around your success.
A Better Approach to Payments
LinearPay was built by industry professionals who have worked inside large processors and financial institutions — and recognized the need for something better.
Instead of one-size-fits-all solutions, we take a tailored approach. Every business is different, and your payment strategy should reflect that. We focus on providing clear guidance, flexible options, and technology that works the way you do.
We don’t believe in confusing pricing, hidden fees, or unnecessary complexity. We believe in giving business owners control.
Merchant-First, Always
LinearPay is built around a simple philosophy: put the merchant first.
We are not limited to a single rigid approach. Instead, we help you choose the payment structure that best fits your business — whether that’s traditional processing, dual pricing, or other cost-saving models.
Our goal is not just to process payments — it’s to improve your margins, streamline your operations, and support your long-term growth.
Modern Payment Solutions
From in-person terminals and POS systems to online payments, mobile solutions, and integrated technology, LinearPay equips your business with everything needed to accept payments seamlessly.
Transparent, Cost-Saving Models
We specialize in strategies like dual pricing and optimized processing structures designed to reduce — or eliminate — unnecessary fees.
Ongoing Support That Scales With You
As your business grows, your payment needs evolve. We stay with you, providing proactive support, updates, and solutions that keep you competitive.
Clear, Unbiased Guidance
We help you understand your options and choose what actually benefits your business, without the confusion or pressure.
President
Chris Kelly
Chris brings more than 25 years of merchant services experience to LinearPay. Prior to co-founding the company, he served as …
His background inside national processors gives him deep insight into pricing structures, risk management, and strategic account optimization — knowledge he now uses to advocate for local merchants.
contact
Need help streamlining your payments?
Let’s take a look at your current setup and identify ways to lower fees, speed up payments, and upgrade your technology. Fill out the form and a LinearPay specialist will reach out with a customized solution.